THIRD PARTY LIABILITY INSURANCE FOR DOGS

WHAT IS DANGEROUS DOG INSURANCE?

Dangerous dog insurance, Animal liability insurance or Third party public Liability insurance for dogs as it is also known, covers you in the event of damage or injuries caused by your dog.

Animal liability insurance is a form of Third-party coverage that compensates others not you or your household. Dangerous dog insurance / Liability insurance for dogs also covers the cost of medical bills and repair or replacement of damaged property. Without this insurance you could be liable for thousands of euros if a third party decided to sue you over an incident involving your pet dog.

WHAT IS COVERED WITH PROTECTAPET´S THIRD PARTY LIABILITY  INSURANCE FOR DOGS?

·       Cover up to €300,000 should your dog be involved in a fight with another animal.

·       Cover up to €300,000 should you dog attack any person when not on your property.

·       Cover up to €300,000 should your dog escape from your property and kill or injure a neighbour’s pet or livestock.

·      Cover up to €300,000 should your dog escape from your property and damage another person’s property.        Cover up to €300,000 should your dog escape from your property or direct control and cause a r

·         There is no excess on 

WHAT IS CLASSIFIED AS A DANGEROUS DOG IN SPAIN?

In 1999 the Spanish government began to classify and define certain dog breeds as dangerous under Royal Decree 287/2002

There is a full list of  dog breeds classified as dangerous dogs on our dangerous dog list page

Dogs with the following attributes also can be considered potentially dangerous –

•                 Strong muscular frame powerful, robust appearance; athletic figure, agility, vigour and endurance

•                 Strong character

•                 Short hair

•                 Thoracic perimeter between 60 and 80 centimetres, height at the withers between 50-70 cm, and weight in excess of 20 KG

•                 Bulky head, with wide and large skull and muscular and bulging cheeks,  Strong and large jaws, robust, wide and deep mouth

•                 Wide neck, short and muscled

•                 Solid, wide, large and deep chest. Arched ribs and muscular and short loin

•                 Parallel, straight and robust fore limbs and very muscular hind limbs, with relatively long legs, forming a moderate angle

If you have what you believe may be considered to be a dangerous dog, the first thing you should do is speak with a local vet to ask for both their professional opinion with regards to the exact breed of the dog, and also their knowledge of how the law is interpreted and applied by the local ayuntamiento as there are differences from area to area.

WHAT IS A PPP DOG IN SPAIN?

Potentially dangerous dogs, known in Spain as PPP which stands for “perros potencialmente peligrosos”, must be insured by law. There is a public list available indicating the breeds that need an insurance and require you to possess a licence. Potentially Dangerous Dogs Need Insurance in Spain.

HOW TO GET A PPP LICENCE IN SPAIN

Go to your local Town Hall and get a form 790 – they will complete it for you if necessary. This is the application form for a licence for a potentially dangerous dog. 2. Go to bank and pay €3.62 (current rate) and get form 790 stamped by the bank.

You will need the following:

•                 Proof of identity (passport or residence card)

•                 Proof of having no criminal convictions

•                 Proof of being mentally and physically capable of looking after one of these animals. (There are centres test of physical and psychological aptitude can be done and a certificate issued. The certificate must have been issued in the previous 12 months)

•                 An insurance contract for the dog with a liability of at least €120,000 (€175,000 in Andalucia)

•                 Proof of fully up-to-date vaccinations

•                 Proof of identification by microchip

•                 Proof that the dog is or has attended training school

Once accepted, a licence (the licencia para tener perros potencialmente peligrosos) is issued.

DOG REGISTRATION

Potentially dangerous dogs must be registered with the municipal registry for dangerous dogs (Registro Municipal de Perros Potencialmente Peligrosos). Registration of the dog must be renewed annually.

Required documentation for licence renewal:

•                 Proof of identification and microchip number’s certificate

•                 Certificate from the vet stating that the dog is in good health

WALKING A POTENTIALLY DANGEROUS DOG

Dog owners or handlers must carry the licence and dog registration document when out with the dog.

The dog must be muzzled and on a lead of no more than two metres long (one metre in Andalucia).

Only one dog may be handled per person.

In Andalucia, dangerous animals are banned from entering children’s leisure or recreational areas.

What are the penalties if i do not adhere to the law in question?

Owners not adhering to the law will be fined up to 115,000 euros.  Authorities will also have the ability to order dogs to be ‘put down’ if seen to be dangerously aggressive.

Contact us if you have any queries regarding Public liability insurance for your dog.