Horse owners know all too well that if your horse or pony becomes ill, looking after it can be very costly. Sophisticated veterinary procedures can be eye-wateringly expensive. Emergency surgery, for example for a colic operation, can easily cost several thousand Euros.
Illness, injury, theft or an accident can happen at any time to your horse and may result in unexpected bills.
Accidents involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills.
Insurance is designed to help reduce the worry of meeting these bills and ultimately means that you gain more enjoyment from your riding.
We at Protectapet offer 3 different types of insurance for yourself and your horse or pony. Giving you peace of mind that you and your trusty steed are fully insured.
Public Liability Insurance for horse riders is essential. It's not only the responsibility and safety of the rider and horse but pedestrians and drivers too.
Regardless of how well you know the roads and riding route, or how responsible you are as a horse rider, you still never know what's approaching.
Public liability insurance protects you should an incident occur with your horse, which results in an injury to a third party or causes damage to their property. Should a member of the public make a successful claim against you, the policy would pay any damages awarded, should you be found legally liable, and associated legal costs.
It is important when considering taking out equine insurance that you choose a reputable (or high rated) provider with a specialism in the equestrian industry.
This Public liability policy will cover you, your family members or anybody else that wishes to ride your horse whilst on your property or public land. The cover is for the whole of the European Union.
Our Public liability policy will cover you, your family members or anybody else that wishes to ride your horse whilst on your property or public land. The cover is for the whole of the European Union.
We at Protectapet provide a special type of accident policy for horse riders. This is a comprehensive non-professional Leisure insurance that allows you to feel protected, and safely enjoy your favourite sport or hobby in your free time.
The cover that is included in this policy is –
Death due to a heart attack
Refurbishment of home and or automobile in the case of permanent disability due to an accident.
Rescue expenses and cosmetic reconstruction expenses
Rescue expenses and cosmetic reconstruction expenses
Before purchasing insurance you should take the time to list your main areas of concern should you find yourself needing to make a claim.
For most horse owners, insurance for death, theft and legal liability is important. Now, with increasing levels of theft of both tack and trailers and the rising cost of veterinary fees due to advances in veterinary medicine and techniques, many owners opt to take out additional policy sections to protect against these costs.
Protectapet also offer the following extra insurance covers for your horse or pony if required –